If you’d like to write for us, advertise with us or just say hello, fill out the form below and we’ll get back to you as soon as possible. Please read Privacy Policy if you are wondering about the license.
5335 Wisconsin Ave NW, Suite
# 440 Washington DC 20015
Email : help@sotados.com
Phone : + 1(301) 399-0780
▪ Changes to our Terms of Use and Privacy Policy
▪ Terms of Use
▪ How this Policy Applies
▪ What Information Do We Collect?
▪ How We Use This Information
▪ How This Information Is Shared
▪ Information Shared with Trusted Third Parties
▪ Cookies and Data Collection
▪ Marketing Communications
▪ Retention
▪ Your Rights
▪ Security
▪ Children’s Online Privacy Protection Act Compliance
▪ Contacting Us
We may update this policy. If we do decide to update and change our terms of use or privacy policy, we will let you know about any material changes, either by notifying you on the site or by sending you an email. New versions of this policy will not be applied retroactively, and we will tell you the date that they will go into effect.
From May 25th, 2018, the new General Data Protection Regulation (GDPR) – a regulation that ensures the correct use of everyone’s data – went into effect. In addition there are ongoing changes in regulations within the Mexican financial Industry which may induce future changes to this Privacy Policy. This modification of our Privacy Policy and its public posting ensures we have made you aware of the law, our compliance with the law, and confirmation that you have given us your explicit consent to the correct use of your data.
The information on this website is provided for informational purposes, and is provided on an "as is" basis with no guarantees or warranty of any kind. The information is believed to be accurate, but is not guaranteed to be so. By using this website, the associated websites, and any of our services including the mobile App, you agree to hold the company SOTADOS LLC, and its subsidiaries harmless for any actions you take based on the information presented and the results of those actions.
This policy describes the information we collect, how we use that information, and our legal basis for doing so. It also covers whether we share that information, how we share that information, and your rights regarding the information you provide us. By using this this websites, and any of our services you’re acknowledging you have agreed to our Terms of Use, and that you have read and understand this Privacy Policy and our Cookie Policy.
In order to create an account for you, and for you to use our services, we collect and process certain information, depending on your use of services. This information may include:
▪ Your full name, phone number, mailing address, telephone number, email address, login credentials, and password details. You provide us this information when you register on our site, subscribe to our mobile app, fill out a form on our site, make a purchase, or request any information if you contact us.
▪ If you choose to purchase a product from us, we (or our third-party payment processors) collect your payment information. We do not store your payment information in our system, apart from the last four digits of your account, credit card or debit card (as applicable), expiration date, and billing address.
▪ Information about your activity on and interaction with our site (such as your IP address, the type of device or browser you use, and your actions on the site).
▪ Information about the way people visit and interact with our site, in the form of traffic analytics. You can opt out of being included in Google Analytics. To do so, Click Here. For more information about our use of data analytics to protect and improve our services, to see our Cookie Policy.
▪ Communications you send to us, (such as requests for customer support or technical questions or comments you send us regarding our content that read, viewed or listened to.)
▪ Information you submit to us in the form of blog comments, contributions to discussions, or posts or messages to other users on our website.
Any of the information we collect from you may be used in one of the following ways:
▪ To personalize your experience (to present you with more content on the website and via email related to your interests, and less content that doesn't meet your interests)
▪ To improve our website (we continually strive to improve our website offerings based on the information and feedback we receive from you)
▪ To improve customer service (your information helps us to more effectively respond to your customer service requests and support needs)
▪ To process transactions
▪ To send periodic emails
▪ Your information will not be sold, exchanged, transferred or given to others without your consent, other than for the express purpose of delivering the purchased product or service you have requested. We may store personal information in locations outside of our direct control. Any personally identifiable information you elect to make publicly available to us, such as comments you post on our blog pages, will be available to others. If you remove or request to remove information that you have made public on our site, copies may remain viewable in cached and archived pages of our site, of if other users have copied or saved information.
▪ Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever without your consent, other than for the express purpose of delivering the purchased product or service you have requested.
We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect our or others’ rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
Third-Party Links:
Occasionally, at our discretion, we may include or offer third-party products or services, or share links to third parties on our website. These third-party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. These links may involve us receiving financial compensation if you buy something after clicking the link. We only reference third-party resources we strongly recommend. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.
We use cookies, tags, scripts and other technologies in conducting our business. Information about the technologies we use and why we use them can be found in our Cookie Policy.
Email Communication:
We try to keep emails to a minimum, and to give you the ability to opt in to any marketing communications we send. We also at anytime give you the opportunity to opt out of our email communications by 1) clicking the “unsubscribe” link in the footer of all our email communications; or 2) contacting us at info@sotados.com with a request to opt out of email communications. Some communications we send are considered transactions (such as the delivery of a product you purchase from us). These communications are part of our contractual obligation, and if you wish to not receive these emails, you must cancel your product or service.
We will retain your information if your account is active, or the information is necessary to be retained as set forth in this policy. We also will retain and use this information to the extent it is necessary for us to comply with legal obligations.
You have certain rights around the use of your data, including the ability to opt out of promotional emails (as explained above), cookies (explained in our Cookie Policy) and collection of your data by certain analytics providers.
You may update, view or delete your account and personal data at any time. You also may contact us at info@sotados.com for your individual rights requests about your personal data.
To request access to your personal data that we collect or to update your personal data that we collect, Click Here
To terminate and delete your account, Click Here
If you have any issues terminating your account, or accessing and updating your personal data, please contact at info@sotados.com at any time.
Please note: Even after your account is deleted, we may retain your data for as long as we have a legitimate purpose to do so (and in accordance with applicable law), including to assist with legal obligations, resolve disputes, and enforce our agreements. We may retain and disclose such data pursuant to this Privacy Policy after your account has been terminated.
General Data Privacy Regulation (GDPR)
The GDPR took effect on May 25, 2018, and is intended to protect the data of European Union citizens. If the data that you provide to us in the course of your use of our site or services or products is governed by GDPR, we will abide by the relevant portions of the regulation. If you are a resident of the European Economic Area (EEA), or are accessing this site from within the EEA, you may have the right to request: access to, correction of, deletion of; portability of; and restriction or objection to processing, of your personal data, from us. This includes the “right to be forgotten.” To make any of these requests, please review the section above on Your Rights or contact our GDPR contact at info@sotados.com Reference Subject: GDPR.
How do we protect your information?
We implement a variety of security measures to maintain the safety of your personal information when you place an order, or enter, submit, or access your personal information.
We offer the use of a secure server. All supplied sensitive or credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted: Payment Information are tokenized and are PCI DSS protected: Photo ID information are also securely stored with a 3rd Party provider. None of these data points are saved on our server nor on the Mobile App.
We are in compliance with the requirements of COPPA (Children’s Online Privacy Protection Act). We do not collect any information from anyone under 13 years of age. Our website, products, and services are all directed to people who are at least 13 years old or older.
If there are any questions regarding this privacy policy, you may contact us using the information below.
SOTADOS LLC
5335 Wisconsin Avenue NW
Suite 440
Washington, DC 20015
info@sotados.com
Product Brand: CIC BIMA CREDO
Buy Safaricom AIRTIME: Get FREE Term Life Policy
Tagline: Nunua CREDO pata BIMA
Location: Kenya, East Africa
Key Players: CIC (Insurance Company) and Safaricom (Mobile company)
Get Recurring Bulk sales of Airtime + a “sticky” Value Add product to consumers to ensure repeat purchase..
Medical and Funeral expenses can cause havoc to a family, especially if the deceased was the prime earner. Even though life insurance is available in Kenya, difficulties of access to agents, long on boarding process, and premium cost are often factors limiting its use. In addition discussing death with family members was a cultural taboo.
- Access: - Cost: - On boarding: - Recurring utilization: - Value Add: - Privacy.
CIC Life Assurance Ltd (CIC Life) is a wholly owned subsidiary of CIC Insurance Group a leading provider of insurance and other financial services in Kenya. After discussion with key players, users, and vendors; a solution was developed and its functions, which made use of accrual coding to convert airtime purchases to term life insurance coverage, tested. The solution has been patented.
● A subscriber based solution where user have to opt into and use an USSD to register their mobile # and national ID # for verification and validation.
● A free life expense insurance cover offered with every purchase of SAFARICOM Airtime through a USSD (mPesa Buy Goods Till # 181818.)
● Anyone between 18 and 70 year of age (inclusive) with a registered mobile number line can apply.
● The life cover is the cumulative amount of airtime purchased by / for policyholder via the USSD (mPesa Bill Pay Till # 181818) multiplied by 4.2 times the value of the airtime purchased at each instant of sale.
● The cover limit is up to KES 200,000/= per year calculated from the date of first registration or the latest annual anniversary.
● The Life Insurance is an Annual coverage: The first renewal will be 12 months from the date of registration.
● On the expiry of the 1-year, the cover will reset and the insurance for the second year will commerce afresh at nil.
● Claims are filed and verified via USSD: Payouts are to the beneficiary mobile wallet
- Broad access to prospective target using their mobile phones:
- NO Change to Purchasing method
- NO Cost for Life Insurance:
- Assured the Individual’s Decision and Privacy:
- Instant Verification, Validation, and Enrollment via USSD:
- Ease of Registration, Claim filing, and Payout.
SOTADOS pursuit is in its contribution to transforming the mobile phone into a financial lifeline, thus providing the banked, unbanked, and under-banked with funds at their fingertips in minutes!
Thus SOTADOS will provide our client’s subscribers with access to mobile based micro-finance services which have low transaction fees, are convenient, secure, instant, transparent, regulated, and are available 24 hours, 7 days a week, 365 days a year.
SOTADOS has two core product…
Our interoperability engine that securely connects our clients enterprise systems for instant sending and receiving of instructions across Regions, Platforms, and Payment Instruments. CICO handles Transaction Processing: Fraud Prevention and Compliance: Administration: Analytics: Marketing & Advertising; and Mobile Wallets. We have blockchain platform capability and we can handle xCurrent and xRapid transactions.
Our Closed Loop Portal for digital banking that integrates to our client’s core banking servers. EL LAZO consists of three (3) key pillars that must run concurrently so as to essentially provide a seamless, secure, scalable, and low cost solution:
Allows for quick built-out and running of a low cost and secure Agency network reaching and on-boarding new customers at the village level.
Provides the end user (Consumer) access to the digital banking via web, mobile app, and USSD. This also enables Peer 2 Peer Transfers.
Merchants Network completes the delivery and money flow within the loop. Thus digitally receive payments, allow transfers, and cash out from the loop to settle bills that are outside of our eco-system.
SOTADOS LLC is a Financial Technology business in the mobile and digital sector focused on building meshed payments solutions ecosystem.
In Mexico we provide a Payment Portal to all banks accounts, credit cards, debit cards and utility companies connected to the SPEI® network.
SOTADOS is registered and regulated in several jurisdictions in the USA and Mexico, and has its headquarter in Washington, DC. The Mexican entity is located in Hidalgo Mexico.
Our solutions have been built with the end user in mind and our client’s capabilities. These two building blocks are at the core of our service development. Why? As both end-users and business owners, we are essentially one of you, notwithstanding our more than 75 years of experience in regulatory, compliance, technology, payments, mobile wallets, and international money transfer.
We Are in Constant Pursuit of Financial Inclusion.
Easy API Integration
Encrypted & Closed Loop
Network
We support Conventional or Blockchain technology
Highly Flexible based on utilization.
End to End Reporting
Easy API Integration
Encrypted & Closed Loop
Network
We support Conventional or Blockchain technology
Highly Flexible based on utilization.
End to End Reporting
We create seamless digital payment rails that enable our clients’ customers to send and receive near real-time transactions across various Systems, Payment Instruments, and Regions. Our client’s customer facing solutions covers the B2B2C2C transaction processing and settlement services for both the banked and unbanked, while adding incremental complementary value to the end user through their daily use of our clients’ services.
